💡 How We Help?

Our goal is simple — to empower businesses with knowledge, capital, and confidence to grow sustainably.

At USBCCI Capital Fund, we connect entrepreneurs and small businesses with the tools and resources they need to thrive.

Business Financing

We help business owners evaluate potential financing options based on their business history, financial performance, use of funds, and long-term goals.

Financing needs may include:

• Business acquisition
• Commercial real estate purchase
• Equipment financing
• Working capital
• Business expansion
• Construction or renovation
• Refinancing existing debt
• SBA and non-SBA financing

Loan Readiness and Advisory

Not every business is ready to apply for financing immediately. We help identify potential gaps and provide guidance on how to improve the strength of a financing request.

Support may include:

• Business acquisition
• Commercial real estate purchase
• Equipment financing
• Working capital
• Business expansion
• Construction or renovation
• Refinancing existing debt
• SBA and non-SBA financing

Buy or Sell a Business

We connect business owners, buyers, sellers, and professional advisors who may be involved in a business acquisition or sale.

Areas of support may include:

• Initial acquisition financing review
• Business valuation coordination
• Buyer and seller introductions
• Financing structure guidance
• Professional referral support
• Commercial property considerations

Commercial Property Ownership

Business owners who currently rent may have opportunities to purchase the property they operate from.

We help evaluate:

• Owner-occupied commercial real estate financing
• SBA 504 and SBA 7(a) options
• Conventional commercial mortgages
• Down-payment requirements
• Business cash-flow eligibility
• Property and transaction feasibility

OUR IMPACT (Projected 3 Years)

100+

100+ Businesses Financed

250+

Jobs Created or Retained

$2M+

Capital Deployed into Communities

75%+

Minority-Owned Businesses Served

$1M+

Capital Through Repayments